Benchmark Real Estate Information




Smart Investing Through Managed Trade Accounts

Posted in More Real Estate, Trading by ][-NooM-][ on the January 21st, 2010

Any investor can do themselves a immense favor by using a good investing strategy like keeping control of his/her funds- as opposed to allowing an outsideentity direct access to investment monies.

How can that be done? Simple, by using an investor Managed Trade Account.
Essentially an investor’s funds are placed into a trade account, a manager trades the account, but more importantly only the investor can remove assets. The trader is automatically paid his/her percentage of profits, but will never have access to the funds. Reason seems to indicate that retaining fund control equates to good investing via a managed trade account.

What Types of Managed Trade Accounts are Available?
Usually individually Managed Trade Accounts include: Commodities managed accounts, Forex and Futures.

With a Individual Managed Account a broker/trader handles the account individually and of course makes all decisions on trading. For investors with smaller deposits the option to join a pooled managed account is also available.

All managed trade account holders whether individual or pooled can select a risk tolerance. A risk/reward ratio is assigned by the investor according to needs- less risk for steady, safer returns, higher risk for increased, short terms gains.

Investment minimums are usually from 2,000 for a pooled account to a 50,000 minimum for an individual traded account. Many brokers will allow lower minimums for individual managed accounts, sometimes as low a 10,000. Going any lower than 10,000 however could expose the account to unnecessary risk, as the trade account itself may use margins.

Margins will artificially amplify the funds in the trade account for greater market leverage, however the rub is that losses can be significant if a higher risk tactic was also chosen. If an investor has a smaller amount to
invest, using lower risk trading techniques, or a pooled managed account are safer options.

Pros and Cons of a Managed Trade Account
The biggest advantage is in having complete control over the funds, an investment manager cannot suddenly disappear, or hide trading losses. The investor can see everything that is happening and can put in a cease trading order, or can start fund removal if the trading is not satisfactory!

The number two advantage is in having a seasoned professional trade the investor’s account. The experience and expertise of a good trader is immense, trying to do this alone can be a massive undertaking. The investor does not have to be sitting in front of a computer screen and he/she can rest assured in knowing that a professional is at the helm. For newer investors this reassurance is essential for gaining trust in the system

Cons can include monthly management maintenance fees, while not excessive they are usually a set cost, unless the trader waives the fee. Using a trader that is consistently profitable will easily erase any minor traders fees.

Best way to Pick a Good Trader
It will not matter how low the risk tolerances are if the trader doesn’t have the skills. However there is a way to choose a good trader and to know in advance what to expect reasonably in profit!

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Domestic demand continues to drive real estate investment throughout Asia

Posted in More Real Estate by ][-NooM-][ on the January 7th, 2010

The Asian real estate investment market continued to gain momentum in the third quarter of 2009, according to research from CB Richard Ellis (Thailand) released today.

Cash rich domestic buyers continued to underpin investment activity, while foreign investors gradually emerged from a quiet first half year to look for medium- to long-term investments.

Direct real estate investment in Asia, excluding land transactions, jumped 25 per cent quarter-on-quarter to an estimated US$9.1 billion. Hong Kong accounted for the largest portion of capital at US$3.2 billion, or 36 per cent of the total volume, followed by China, South Korea and Taiwan, which accounted for 18 per cent, 14 per cent and 12 per cent respectively. However, overall transaction volume remained low in the first nine months of 2009, falling by 49 per cent year-on-year.

The third quarter saw foreign investors become more active in the region, with cross border investment jumping from a low of 6 per cent and 9 per cent of total volume in the first and second quarter respectively, to a high of 21 per cent. The amount of non-Asian capital accounted for just 9 per cent of total cross-border transaction volume, while more than 90 per cent came from within Asia.

Despite the quarter-on-quarter improvement in cross-border investment activity, overall foreign investment in the region remained limited in the first nine months of 2009, falling by 70 per cent over the corresponding period in 2008.

Investment in the Bangkok real estate investment market continued to focus on condominium projects in the third quarter, with domestic players driving demand. Sales exceeded expectations as demand for residential projects began to recover. Large, well-capitalised and listed companies launched a series of new projects but small and mid-sized companies found it hard to raise finance.

Notable transactions completed during the third quarter included major acquisitions by Bliss-Tel Public Co. Ltd and Bangkok Broadcasting & Television Co. Ltd. Bliss-Tell paid around US$4.6 million to AngKet Holding Co. Ltd for 250 units in the AngKet condominium project in Pattaya, while Bangkok Broadcasting & Television Co. Ltd spent around US$3.7 million to acquire 28 units at Star Estate @ Rama III from Eastern Star Real Estate Public Co. Ltd. Both transactions involved developers clearing unsold inventory from recently completed buildings.

Although the real estate sector generally remained quiet, three new property funds were listed on the Stock Exchange of Thailand during the third quarter. They were the MFCStrategic Storage Fund (M-STOR), Sala @ Sathorn Property Fund (SSPF) and 101 Montri Storage Property Fund (MONTRI). The three funds had a market capitalisation at IPO of approximately THB2.88 billion. These funds were trading at a level where investors can obtain yields as high as 11.68 per cent per annum. Fund managers are planning to list a further series of new property funds over the next 12 months.

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Choosing Your Real Estate Appraiser

Posted in More Property, More Real Estate by ][-NooM-][ on the January 5th, 2010

If you have been thinking about purchasing a real estate property for personal use or as an investment, you’ll need to hire the services of a real estate investor. If you play to finance your home through a bank or other lender, you’ll more than likely need to get the property appraised first. Banks and most lenders want to know the value of the home for your protection, as well as make sure that the home they are financing is worth the total amount that you take on the loan.

In most cases, the appraisal indicates that the home does indeed meet or exceed the asking price. In some cases however, the appraisal will come back saying that the home is worth less than the selling price. If this is the case, the buyer normally has to either drop the deal or try to negotiate with the seller to get a price that meets the appraisal.

For those very reasons, a real estate appraiser is very important. When you are dealing with a home, one appraisal can make a deal or break it. Even though you may not be financing your purchase through a lender or the bank, you should still make an effort to get the home appraised and find out the true value. You should also make a point to find the best appraiser that you can afford. If you hire an appraiser who isn’t that experienced, you’ll pay for it later when you discover that the property isn’t worth what you paid for it.

A real estate appraiser will go through the home performing an evaluation, and then provide you with a written evaluation after he has gathered all necessary information. Appraisers will also taken into consideration the replacement costs as well. Also, they will have to very land descriptions as well. There is a lot of work involved with appraisals, which is why it’s so very important that each step of the process is performed correctly by a qualified real estate appraiser.

If you have a real estate agent, he or she will more than likely be able to make a recommendation. Keep in mind that this doesn’t mean the recommendation is the best; it’s just someone who your agent works with. To ensure that you get the right appraisal on your home you’ll need to find yourself an appraiser who is capable of completing the job.

When you look for your real estate appraiser, you should look for someone who comes highly recommended. You can ask family and friends for their opinions, or search local papers, even the Internet. If you take your time and search for the best real estate appraiser that you can find – you’ll normally get an appraisal that is right on target.

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Northern California Real Estate

Posted in More Real Estate by ][-NooM-][ on the November 19th, 2009

California is a state that is divided into many distinct areas. Finding real estate in California depends on what type of area you would like to live in – this state has it all. When looking for real estate to buy in California, whether it is for a home or for an investment, many people find themselves falling in love with the beauty and diversity of Northern California.

Northern California offers a wide variety of real estate options, depending on which area you are interested in. Prices for real estate on the west coast of Northern California can range from slightly over the national average in the more remote towns like Watsonville, to astronomically-priced in cities like San Francisco and Capitola.

San Francisco real estate commands high prices. San Francisco is one of the most famous cities in California, as well as one of the most famous in the United States. A three bedroom, two bath home in the heart of this historic town will cost an average of $700,000 to $800,000, far above the national average. Purchasing real estate in San Francisco is usually a safe venture when it comes to returns on your investment – prices are rising each year and there is no sign that they will level off any time soon.

The mountains of Northeastern California provide spectacular surrounding scenery for homes, and places like Shasta County or Tahoe are popular areas for buying permanent residences and vacation homes. Real estate investments in these areas can be lucrative, as they are consistently popular vacation spots.

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Getting Over The Fear Of Money

Posted in More Real Estate by ][-NooM-][ on the November 17th, 2009

For those investing in real estate, you may find that there are several unknowns that have to be accounted for that are related to money. This investment relates to both home owners as well as those involved in the real estate business. There are several common fears that are related to money in real estate.

One of the major problems that are part of real estate investing is taking risks. If you are investing in a property to own a home, you will have to take out a loan. If you are unable to pay taxes or the loan at any time, you will be at risk of loosing the home. This can cause several levels of fear to occur, which may lead to the wrong loan being purchased for security. Knowing how much risk you are willing to take with your loan will define what type of loan you should get.

Another common fear factor with money is in relation to investing in a property during the wrong time. If the economy is at a low or if the market price is not good, investing in a certain property may mean a loss. This is a risk factor that many real estate companies will decide to take in order to sell a home. When deciding if this is a good investment or not requires some risk and can cause fear if you are unsure about the economy and sale of the home.

Money in the real estate business means taking risks. Whether you are a home owner or are in the real estate business, there will be several times where you will have to determine logical decisions without knowing if there will be money to back up the decision. It is important to acknowledge these fears so that certain boundaries can be set in relation to them. This means that you know when you are going too far with a purchase or investment or when the fears are holding you back from making the right moves. By knowing the financial details of a home purchase, you can move past your fears and make the right investments.

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How to Choose the Right Forex Trading Books

Posted in More Financial, Trading by ][-NooM-][ on the November 10th, 2009

The FOREX is the largest financial market in the world. Where should you look for the best forex trading books to get you started. If you simply go to the Internet and do a search for Forex trading books, you will find many links to direct you to book titles. What you need to do in order to select the right books is to do some research on the authors.

Another thing you can do is look at book reviews submitted by people who have read the books and rated them. Most people will give an accurate review. If they feel that the book was a waste of time and money, most are eager to reveal this to other potential buyers. If they got a lot from the book generally people will feel like they should tell others as well. The reviews you read will be reviews from other people just like yourself who are looking for ways to learn how to trade so this is a very good way to make a selection.

You should be able to research the author by just entering their name into your search engine. If they are well known and have several books out, you will be able to find information about them easily. Be sure that they are not just writers who have no real experience. They should have actual experience in the currency market. They should have experienced some success as well.

Not only is it important to select books that have been written by accredited authors, it is wise to select different areas of focus. You will obviously want to get one of the top books you can find on technical analysis. You may want to study more than just one book on this critical topic. Other books may cover only fundamental analysis. Still others will cover things relating to your mind set, market psychology and things other things related to how you should think about trading.

After you have studied some of the basic trading subjects, you may want to find forex trading books that focus on real life experiences and real issues facing traders every day. Most books in these topics will assume you know the basics already. Any of the books you read on the subject, if you have researched and found credible authors, are going to teach you things from their real experiences.

Most traders, even after they have had some success in the market continue to study and read to continue to build on their knowledge base. It is like any professional in any field of endeavor, you never know everything. It is a good idea to continue studying to keep your skills sharpened.

As you begin to build your library of books and other study material, you should get some recommendations from other successful traders. Obviously, you want to know everything that the top performers know.

Selecting the best forex trading books will be a worthwhile investment in your future. If you spend the time understanding what they reveal you could become knowledgable enough to one day pass on your knowledge through new forex trading books.

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India mood gung-ho at economic summit

Posted in More Financial by ][-NooM-][ on the November 10th, 2009

Indian Minister of Human Resource Development (HRD), Kapil Sibal speaks as Chairman and Chief Exxecutive Officer (CEO) Accenture USA, William D Green (R) looks on the World Economic Forum’s 25th India Economic Summit-2009 in New Delhi. (AFP)

The Indian economic party is back on.

Twelve months ago, delegates to India’s annual economic jamboree in New Delhi were sunk in gloom about the country’s prospects, with the world mired in the worst financial crisis since the 1930s.

This year, the tone at the India World Economic Forum, attended by over 600 delegates from around the globe, has been decidedly gung-ho.

Spirits have been lifted by government promises to press ahead with long-awaited reforms and create an investment-friendly climate.

“India has come through the crisis better than other countries. We have growth here,” said Lars Thunell, chief executive of the Washington-based International Finance Corporation, at the meeting, which began at the weekend.

“India is in a sweet spot,” said Rajan Raghuram, finance professor at the University of Chicago.

India’s growth prospects appear decidedly rosy compared with the West, where economies are still sunk in recession. In fact, its leaders have been sounding downright smug.

“I am happy to say India has been able to face the global economic downturn better than most other countries in the world,” Prime Minister Manmohan Singh told the summit.

He forecast the economy would grow by 6.5 per cent in the current fiscal year to March and by more than seven per cent next year, saying the country “looks forward to the future with confidence”.

“India is the next country off the block after China, Japan and Korea,” Montek Singh Ahluwalia, deputy head of a blue-ribbon government economic advisory panel, told the three-day meeting.

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